Condo Insurance Covers What Your Condo Association Doesn’t
Your home is your haven and your safe space. Insuring your condo is important to protect your home and the belongings within it and gain peace of mind. At Fox Reliable Insurance, we work with major insurance carriers that offer a full range of condo insurance policies to cover exactly what you and your family need to insure. Condo insurance differs from traditional homeowner’s insurance in a few ways, which our certified agents can explain to you in detail. If you are in Scottsdale, Paradise Valley, Mesa, Apache Junction, Gilbert, Chandler, Florence, San Tan Valley, Phoenix, Gold Canyon, Queen Creek, and surrounding areas, contact us to talk about your options and get insured today.
Coverage from Your Condo Association
When you purchase a condo, you by proxy become a part of a larger condo association. This association is responsible for a number of things related to the larger building in which you live, such as common area upkeep, security and other specifics. In most cases, condo associations carry insurance that cover at least some portion of the building in which you live. The coverage provided through this association insurance varies from complex to complex. Some buildings provide comprehensive coverage for appliances and installations within the walls of your condo and cover damage to the walls and structure itself. Other policies only protect the exterior framing of your condo, but do not cover other fixtures and appliances like countertops or bathroom fixtures.
Individual Condo Insurance Covers the Gaps
To protect your unit and the items within it, you should consider individual condo insurance. Our certified agents will evaluate your existing condo association policy and help you determine areas that may require additional coverage.
To determine what level of coverage you need, we will examine not only the fixtures and appliances in your home, but also your additional property. Much like homeowner’s insurance, your condo insurance will cover damage to all of your listed property within your condo, up to your limit, should an unexpected event occur. We will make careful note of all of your personal property so that in the event of damage or theft, you can replace everything.
Contact Us to Get Protected Today
To get started with a condo insurance policy that will ensure that you will be reimbursed for damage or theft to your condo, contact Fox Reliable Insurance today. We offer complimentary quotes and will help you explore your options before you choose the right carrier. We serve clients in Scottsdale, Paradise Valley, Mesa, Apache Junction, Gilbert, Chandler, Florence, San Tan Valley, Phoenix, Gold Canyon, Queen Creek, and surrounding Arizona.