Fox Reliable Insurance offers mobile and manufactured home insurance throughout Apache Junction, Mesa, and Gilbert. Mobile and manufactured home insurance provides coverage for your home, personal belongings, and other structures. Liability insurance also protects you in the event someone is injured or their property is damage while on your property. Many similarities exist between homeowners insurance and mobile home insurance, however mobile and manufactured homes are quite unique and therefore require a unique insurance solution. At Fox Reliable Insurance, we are here to help you understand the many coverages that a mobile home insurance policy will offer.
Arizona Mobile Home Insurance Coverage
All mobile home insurance offer similar standard coverages however homeowners looking for added protection can choose to add optional coverages to their policy.
Property coverage will protect the physical structure of your home from most causes of damage unless your policy specifically excludes certain damages. Other structures may also be covered under your policy such as sheds or garages that are detached from your home.
Personal belongings inside your home such as furniture and electronics will be covered by personal property insurance. In some cases, these items may be covered if damaged outside of your home.
Liability insurance protects you if someone were to be injured on your property and you are legally responsible for the accident. Damage to an individual’s property will also be covered.
Standard coverages don’t always meet every need of a mobile homeowner which is why there are several optional coverages that can be added to just about any mobile home insurance policy.
Optional mobile home coverages include:
- Trip coverage for when your home is being transported from the manufacturing facility.
- Identity fraud coverage in the event your identity is stolen
- Earthquake coverage
- Flood coverage
- Coverage for lawns, plants, and trees
- Debris removal
- Coverage for satellite dishes and related systems
- Coverage for high-value items such as jewelry and watches
- Replacement cost coverage
Many discounts are available to help mobile home owners save on monthly insurance premiums. Our team of experts at Fox Reliable Insurance will help you find all the discounts you qualify for. Some of the most common discounts include
- Multi-policy discount for bundling multiple policies with the same carrier
- Original owner discount for being the original owner of your mobile home
- Protective device discounts for installing home security systems and similar devices
Contact Fox Reliable Insurance for any questions you may have about the many coverages available for mobile and manufactured homes throughout Arizona. We work closely with clients throughout Apache Junction, Mesa, Scottsdale, Paradise Valley, Yuma, Welton, and Gilbert, to offer the best rates and coverage on mobile home insurance. For more information on mobile home insurance in Arizona, contact Fox Reliable Insurance today!