Seasonal Auto Insurance

Seasonal Auto Insurance Saves Money and Keeps You Covered

When it comes to insurance, no one wants to pay for excess coverage that they do not need. At Fox Reliable Insurance, we offer seasonal auto insurance that gives you coverage when you’re driving and saves you money when you aren’t. Seasonal auto insurance is a great coverage option for clients of all walks of life. Common seasonal insurance clients include those with vintage or classic cars, convertibles or other vehicles that are only driven during a certain time of year and even luxury cars. We work with several national insurance carriers to provide a wide range of coverage options with competitive rates. If you live in Scottsdale, Paradise Valley, Mesa, Apache Junction, Gilbert, Chandler, Florence, San Tan Valley, Phoenix, Gold Canyon, Queen Creek, or surrounding Arizona, contact us to get started today.

Determining if Seasonal Insurance Works for Your Needs

When you contact us to discuss your auto insurance options, we will ask pointed questions to understand when and how you use your vehicles. Seasonal auto insurance is not a good idea for your primary vehicles that you use for your daily commute or otherwise use year-round. A seasonal policy can, however, be added on to your primary policy, or be purchased entirely on its own.

Reduced Coverage

It is important to note that during the “off-season,” when you are not using your vehicle often, your coverage will be reduced dramatically. Because of this, you are at a much higher financial risk should you get into an accident during these times. If you are held liable for the accident, you may end up paying out of pocket for any property damage or medical costs that result from the accident.

Minimal Premiums

Because we drop your rates during the “off-season” to the statewide minimums, you enjoy a very low monthly premium, sometimes less than half of what you pay during the “on-season.” For drivers with good driving records and who have few marks on their records, premiums are even lower. In addition to this, you will continue to maintain the coverage required to legally operate your vehicle should an emergency arise.

Explore Your Options Today

When you choose to work with Fox Reliable Insurance, you not only get great rates and the right coverage, but you get a partner in the business. We have a strong relationship with the local community and great pride in the options we can provide to clients. To explore your auto insurance options, including seasonal auto insurance, contact us today. We work with clients in Scottsdale, Paradise Valley, Mesa, Apache Junction, Gilbert, Chandler, Florence, San Tan Valley, Phoenix, Gold Canyon, Queen Creek, and greater Arizona.