Small Business Insurance Keeps You Secure
Your small business is your livelihood and a representation of all of your hard work. To adequately protect it, you need a small business insurance policy that covers you when the unexpected happens. At Fox Reliable Insurance, we can help you find a policy that provides the right level of coverage where your business requires it. We provide personalized, one-on-one assistance to our business clients to find policies that work within their budgets. If you own or manage a small business in Scottsdale, Paradise Valley, Mesa, Apache Junction, Gilbert, Chandler, Florence, San Tan Valley, Phoenix, Gold Canyon, Queen Creek, and surrounding Arizona. Contact us to schedule an appointment to discuss your business’s unique needs today.
Understanding the Types of Coverage for Small Businesses
There are several types of small business insurance designed for different unique situations.
Liability insurance protects your business financially when an incident for which your business, employees or products are found responsible for property damage or injury to a person. Product liability insurance, as its name implies, provides coverage for injury or damage resulting from a product you sell. General liability insurance covers legal costs associated with an accident for which you are found responsible. Professional liability insurance covers you against malpractice, negligence and other errors that result from services you provide to customers.
Much like homeowner’s insurance and auto insurance, commercial property insurance is designed to cover the physical property associated with your business and your equipment. It protects you financially if your building, equipment, product inventory or other physical items associated with your company are damaged. We can offer an umbrella type of coverage that covers a wide range of incidents that could cause damage or create a customized peril-specific policy. A peril-specific policy offers coverage for your business where it makes sense without unnecessary coverage you don’t need.
If you operate your business form your home, we can provide a home-based business insurance policy. Your homeowner’s insurance policy most likely will not cover you if your business is found liable for property damage or physical injury, nor will it protect you legally if you are sued. The Fox Reliable Insurance team can design a custom home-based business policy to protect you.
If you or your employees utilize cars, trucks or other motor vehicles as a part of your business, you are legally required to carry a business auto insurance policy. Much like a personal auto insurance policy, business auto insurance protects you financially if your vehicles cause bodily injury or property damage to another person, other vehicles or property.
Your Insurance Partner for the Life of Your Business
At Fox Reliable Insurance, our goal is to provide the support you need for the entire life of your small business insurance policy. We serve our clients with the goal of creating a lifelong relationship. Whether you are just starting your business and are looking for a policy for the first time or are considering shopping for a new policy, contact us. We work with top insurance carriers in the country and we can provide competitive rates with great coverage. When the unexpected occurs, we are here to hold your hand through any claims you need to file, as well. If your business operates in Scottsdale, Paradise Valley, Mesa, Apache Junction, Gilbert, Chandler, Florence, San Tan Valley, Phoenix, Gold Canyon, Queen Creek, or surrounding Arizona, contact us to get started today.