Umbrella Insurance

Umbrella Insurance: Peace of Mind for the Unexpected

Umbrella insurance provides the additional coverage your business needs when the unexpected happens. The Fox Reliable Insurance team helps small business clients choose the right policy for their unique needs with the right level of coverage. For some businesses, that means adding increased security on top of traditional property and casualty insurance to include umbrella insurance. We serve clients in Scottsdale, Paradise Valley, Mesa, Apache Junction, Gilbert, Chandler, Florence, San Tan Valley, Phoenix, Gold Canyon, Queen Creek, and surrounding areas. Contact us to explore your options today.

Property and Casualty Coverage

Most small- and medium-sized businesses require more than one type of commercial insurance coverage. Each serves a unique purpose to protect against different events. Property and casualty insurance, sometimes referred to as P&C, covers your business property, equipment and products. It also protects your business financially when your business is found liable for an accident that causes an injury or damages another’s property.

Like with any other type of commercial insurance or insurance of any sort, coverage limits do exist for property and casualty insurance. These coverage limits cap the amount that is paid out from a claim, regardless of if the costs exceed that number.

Choosing the Right Coverage to Keep You Protected

When you work with our certified agents to choose a commercial insurance policy, we ensure that you receive coverage that will actually work when you need it. We will carefully evaluate your business model, the products or services that you provide, your number of employees, your property and buildings and other factors that make your business what it is. By doing so, together we can evaluate your level of risk. Because we have long-term experience in commercial insurance, we can anticipate events that even you might not expect, but should be protected against.

Umbrella Insurance Extends Your Security

Once we have chosen the right property and casualty insurance policy with the right insurance carrier, we can evaluate if umbrella insurance makes sense for you. Umbrella insurance piggybacks, in a way, on top of your existing policy. It is typically quite affordable. Your umbrella insurance kicks in when an accident, such as a slip and fall, loss of product or structural damage to your property causes more costly damage than what your basic policy covers.

Get Started with Great Protection Today

The Fox Reliable Insurance team provides insurance policies that actually keep you covered when it matters most. For all of your commercial insurance needs, including umbrella insurance, we can help. If you are in search of a comprehensive protection plan in Scottsdale, Paradise Valley, Mesa, Apache Junction, Gilbert, Chandler, Florence, San Tan Valley, Phoenix, Gold Canyon, Queen Creek and surrounding Arizona, contact Fox Reliable Insurance. We can schedule a consultation to evaluate your options and get you covered as soon as possible.